01Live rates · Quebec QPP calculator
The Quebec QPP calculator. Live rates, instant math.
The Quebec QPP calculator runs Quebec Pension Plan (QPP), Quebec Parental Insurance Plan (QPIP), and EI Quebec deductions on any gross pay. Live rates from Revenu Quebec, CNESST, and the Régie des rentes. Enter gross pay and pay frequency to see employer and employee math in seconds, the same figures Workzoom posts to every Quebec pay run. Maintained against current QPP, QPIP, and EI Quebec contribution thresholds.
The Quebec QPP calculator. Live rates, instant math.
Per pay period
QPP applies on pensionable earnings between the $3,500 basic exemption and the $74,600 YMPE. QPP2 applies between $74,600 and the $85,000 YAMPE. QPIP applies on insurable earnings up to $103,000. EI at the reduced Quebec rate applies up to the $68,900 MIE. Above each ceiling the corresponding deduction stops.
AThe short answer
The Quebec QPP calculator runs Quebec Pension Plan (QPP), Quebec Parental Insurance Plan (QPIP), and EI Quebec deductions on any gross pay. Live rates from Revenu Quebec, CNESST, and the Régie des rentes. Enter gross pay and pay frequency to see employer and employee math in seconds, the same figures Workzoom posts to every Quebec pay run. Maintained against current QPP, QPIP, and EI Quebec contribution thresholds.
Quebec QPP calculator: Quebec statutory rates for 2026.
2026 rates per Revenu Québec and Régie des rentes du Québec. QPP replaces CPP in Quebec at a slightly higher rate. QPIP funds parental insurance (which is why EI rate is reduced in Quebec). Employer QPIP rate is 0.602% (1.4× employee).
When QPP-QPIP is due.
The RL-1 is the Revenu Québec annual employer return reporting employment income, QPP, QPP2, QPIP, Quebec income tax withheld, and contributions to the Health Services Fund and Labour Standards levy per employee. Workzoom generates the RL-1 directly from payroll, with every line reconciling back to the Quebec pay register and the year's TPZ-1015 remittances.
Quebec employers also file the federal T4 covering EI, CPP2 (if applicable), and federal income tax. Workzoom generates the T4 from the same payroll engine that produced the RL-1, ready to submit, so federal and Quebec records agree.
Filed with Service Canada for EI eligibility. Workzoom generates the ROE electronically, ready to submit through ROE Web, with the reduced Quebec EI premiums and insurable hours from the same payroll engine that calculated them through the year.
Stop juggling QPP, QPIP, and EI by hand.
Workzoom runs every Quebec statutory deduction automatically. QPP at 6.30% on pensionable earnings to the $74,600 YMPE, QPP2 at 4% between YMPE and the $85,000 YAMPE, QPIP at 0.430% to the $103,000 MIE, and EI at the reduced Quebec rate of 1.30% to the $68,900 MIE. The RL-1 to Revenu Québec and the T4 to the CRA come out of the same engine, so federal and Quebec year-ends agree by construction. Workzoom switches an employee between QPP and CPP automatically when their work location changes.
- Current 2026 Revenu Québec and CRA rates applied automatically every pay run
- $3,500 QPP basic exemption prorated across pay periods per employee
- QPP2 starts above YMPE and stops above YAMPE, all automatic
- QPIP and reduced Quebec EI calculated in parallel on the same paycheck
- RL-1 to Revenu Québec and T4 to the CRA generated from one payroll close
What employers actually ask about Quebec QPP-QPIP.
The most common questions Quebec employers ask about QPP-QPIP, filing, and payroll integration.
QPP (Quebec Pension Plan) and CPP (Canada Pension Plan) are parallel pension programs. Quebec employees contribute to QPP instead of CPP. The 2026 QPP rate is 6.30% (vs 5.95% CPP), reflecting Quebec's slightly different funding structure. Both programs have the same $3,500 basic exemption and $74,600 YMPE. Employers match the employee rate dollar-for-dollar.
QPIP (Quebec Parental Insurance Plan) funds maternity, paternity, parental, and adoption benefits separately from the federal EI program. Quebec opted out of the federal EI parental benefits program in 2006 to provide more generous and flexible coverage. The 2026 employee QPIP rate is 0.430% on earnings up to $103,000 MIE. Employers pay 0.602%. Because QPIP covers parental insurance, Quebec employees pay a reduced EI rate of 1.30% (vs 1.63% in the rest of Canada).
No. Quebec employees pay QPP only; they do not contribute to CPP. The two programs are mutually exclusive based on the employee's province of work. If an employee works in Quebec, you deduct QPP. If they move to another province, you switch to CPP. Workzoom's payroll engine handles this automatically based on the employee's work location.
The 2026 Quebec EI rate for employees is 1.30% on insurable earnings up to $68,900 MIE. This is lower than the 1.63% rate that applies in the rest of Canada because Quebec's QPIP program covers parental insurance separately. Employers pay 1.4× the employee rate. The combined QPIP + reduced EI gives Quebec employees broadly similar total coverage to rest-of-Canada employees, just split across two programs.
QPP2 is the second-tier Quebec Pension Plan contribution that applies on earnings between the YMPE ($74,600) and YAMPE ($85,000) for 2026. The rate is 4% for both employee and employer. QPP2 mirrors federal CPP2 and was introduced as part of the QPP enhancement starting January 2024.
Keep building your Quebec payroll.
Run Quebec payroll without the QPP-vs-CPP confusion.
Workzoom Payroll switches between QPP and CPP based on employee work location. RL-1 and T4 year-end filings automated. $4 per employee per month per suite.
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