01Live rates · Antigua SSS calculator

The Antigua SSS calculator. Live rates, instant math.

The Antigua SSS calculator works out Antigua and Barbuda Social Security Scheme (SSS), Medical Benefits Scheme (MBS), and Education Levy contributions on any gross pay. It uses current rates from the Antigua and Barbuda Social Security Board (ABSSB) and the Medical Benefits Scheme, the EC$6,500 monthly insurable ceiling, and the Education Levy bracket structure. Enter gross pay and frequency for employer and employee math in seconds.

ABSSB, MBS, Education Levy · Three returns flagABSSB, MBS, Education Levy · Three returns

The Antigua SSS calculator. Live rates, instant math.

Payroll Calculator
Inputs

Enter gross pay

Enter the employee's gross pay for one pay period.

Other frequencies are converted automatically.

Contributions

Per pay period

Employer ABSSB
9.5% of insurable pay XCD 0.00
Employee ABSSB
6.5% of insurable pay XCD 0.00
Employer Medical Benefits
3.5% of insurable pay XCD 0.00
Employee Medical Benefits
3.5% of insurable pay XCD 0.00
Employee Education Levy
2.5% above XCD 541.67 monthly, 5% above XCD 5,000 XCD 0.00
Total employer cost
ABSSB + MBS XCD 0.00
Net pay after employee deductions XCD 0.00

AThe short answer

The Antigua SSS calculator works out Antigua and Barbuda Social Security Scheme (SSS), Medical Benefits Scheme (MBS), and Education Levy contributions on any gross pay. It uses current rates from the Antigua and Barbuda Social Security Board (ABSSB) and the Medical Benefits Scheme, the EC$6,500 monthly insurable ceiling, and the Education Levy bracket structure. Enter gross pay and frequency for employer and employee math in seconds.

Live rates · Maintained by the Workzoom payroll team

Antigua SSS calculator: Antigua and Barbuda statutory rates for 2026.

Effective 1 January 2025 (ABSSB private sector). Published by the Antigua and Barbuda Social Security Board, the Medical Benefits Scheme, and the Antigua & Barbuda Board of Education.

9.5 / 6.5%
ABSSB
9.5% employer and 6.5% employee on insurable earnings to XCD 6,500 per month. Combined 16%, effective 1 January 2025.
3.5%
Medical Benefits
Matched 3.5% employer and 3.5% employee on the same insurable base (ages 16-59).
2.5 / 5%
Education Levy
Employee-only. 2.5% on chargeable income from XCD 541.67 to XCD 5,000 per month. 5% above XCD 5,000.

Filing calendar · Marked against the actual deadlines

When SSS is due.

SS1
ABSSB monthly schedule
Due by the 14th of the following month

The SS1 lists each insured employee with their social security number, insurable earnings, and ABSSB contributions remitted, including the combined 16% private-sector, 15% public-sector, or 10% self-employed rate. Workzoom generates the SS1 directly from payroll with no manual data entry. The schedule supports ABSSB benefit eligibility checks for the old-age pension, invalidity pension, survivor's pension, sickness benefit, maternity benefit, maternity grant, and funeral grant.

MBS
Medical Benefits return
Due by the 15th of the following month

The Medical Benefits Scheme return covers matched 3.5% employer and 3.5% employee contributions on the ABSSB insurable base (XCD 6,500 monthly ceiling) for employees aged 16 to 59. Reduced rates apply 60-69, and contributions cease at 70. Workzoom generates the MBS return from the same payroll close as the SS1, ready to submit, so the bases reconcile by construction.

PAYE
IRD PAYE schedule
Due by the 15th of the following month

The Inland Revenue Department (IRD) monthly PAYE schedule carries PAYE income tax and the Education Levy (2.5% above XCD 541.67 monthly exemption, 5% above XCD 5,000). Workzoom generates the schedule per employee from the same payroll engine that produced the SS1 and MBS return, and pushes the remittance to the IRD's bank channel.

Workzoom Payroll · Antigua and Barbuda

Stop filing three returns by hand.

Workzoom runs every Antigua and Barbuda statutory deduction automatically. The Antigua and Barbuda Social Security Scheme (administered by the Antigua and Barbuda Social Security Board, ABSSB) applies at 9.5% employer and 6.5% employee, combined 16% for private sector, effective 1 January 2025, on insurable earnings to the XCD 6,500 monthly ceiling. The Medical Benefits Scheme (MBS) matches at 3.5% on the same ceiling for ages 16 to 59. The Education Levy applies at 2.5% above the XCD 541.67 monthly exemption with a 5% upper rate above XCD 5,000. The SS1 schedule, the MBS return, and the Inland Revenue Department (IRD) PAYE schedule come from the same payroll engine, so all three filings match the payroll register by construction. ABSSB contributions earn entitlement to the old-age pension at age 65, the invalidity pension, the survivor's pension, the sickness benefit, the maternity benefit, the maternity grant, the funeral grant, and the employment injury benefit. The East Caribbean Dollar (XCD) is pegged to the US dollar at XCD 2.70 = USD 1.00.

  • ABSSB and MBS calculated automatically every pay run on the XCD 6,500 ceiling
  • Education Levy 2.5% / 5% tiers applied above the XCD 541.67 monthly exemption
  • SS1 schedule and MBS return generated directly from payroll
  • PAYE schedule with the Education Levy line ready for the IRD
  • Multi-jurisdiction Caribbean payroll consolidated in one database
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Antigua and Barbuda payroll automation in Workzoom, antigua sss calculator in Workzoom

What employers actually ask about Antigua and Barbuda SSS.

The most common questions Antigua and Barbuda employers ask about SSS, filing, and payroll integration.

The Antigua SSS calculator works out Antigua and Barbuda Social Security Scheme (SSS), Medical Benefits Scheme (MBS), and Education Levy contributions on any gross pay. It uses current rates from the Antigua and Barbuda Social Security Board (ABSSB) and the Medical Benefits Scheme, the EC$6,500 monthly insurable ceiling, and the Education Levy bracket structure. Enter gross pay and frequency for employer and employee math in seconds.
Workzoom applies the current ABSSB rate of 9.5% for the employer and 6.5% for the employee on insurable earnings up to the XCD 6,500 monthly ceiling. The combined private-sector contribution is 16% of insurable pay, effective 1 January 2025 (raised from 14% under the prior schedule). Public sector employers contribute on a 15% combined rate. Rates are set by the Antigua and Barbuda Social Security Board.
The Medical Benefits Scheme is a matched contribution at 3.5% employer and 3.5% employee on insurable earnings to the same XCD 6,500 monthly ceiling that applies to ABSSB, for employees aged 16 to 59. Reduced rates apply for ages 60-69, and contributions cease at 70. Workzoom calculates MBS in parallel with ABSSB and produces the monthly return automatically.
The Education Levy is an employee-only deduction administered by the Antigua & Barbuda Board of Education. It applies at 2.5% on monthly income from XCD 541.67 to XCD 5,000, then 5% on income above XCD 5,000 per month. Workzoom applies the exemption and the second tier per employee, remitting the levy alongside the monthly PAYE schedule.
The ABSSB SS1 schedule is due by the 14th of the following month. The Medical Benefits Scheme return and the Inland Revenue PAYE schedule (which carries the Education Levy) are both due by the 15th. Workzoom generates all three from the same payroll close, so no return is forgotten.
With Workzoom, maximum insurable earnings for both ABSSB and MBS are XCD 6,500 per month, equivalent to XCD 1,500 per week or XCD 3,000 per fortnight. Contributions are not deducted or remitted on pay above this ceiling. The Education Levy uses its own threshold structure (XCD 541.67 monthly exemption, 5% upper rate above XCD 5,000).
Yes. With Workzoom, directors receiving salaried pay are treated as insured employees. Self-employed individuals contribute at a 10% combined rate covering both employer and employee portions, also subject to the XCD 6,500 monthly insurable ceiling.
Yes. Workzoom runs Antigua and Barbuda alongside Bahamas, Jamaica, Trinidad and Tobago, and Barbados from a single database. Statutory rules for each jurisdiction (ABSSB, MBS, Education Levy, NIB, NIS, NHT, NIS Trinidad, NIS Barbados) are applied per employee with one consolidated payroll close.
Workzoom charges $4 per employee per month per suite. The full platform of HR, Workforce, Payroll, and Talent runs $16 per employee per month. There are no setup fees, no annual contracts, and Antigua statutory deductions are included in payroll without per-line surcharges.
ABSSB contributions fund the old-age pension at age 65, the invalidity pension, the survivor's pension, the sickness benefit, the maternity benefit and maternity grant, the funeral grant, and the employment injury benefit. Workzoom tracks each employee's contribution history on the personnel record, generates the SS1 schedule with the contribution rows that ABSSB uses for benefit eligibility and rate, and stores the contributor's social security number against the employee for cross-reference with the ABSSB pension service.
Workzoom supports the three ABSSB rate tiers natively. Private-sector employees use the 9.5% employer and 6.5% employee combined-16% rate. Public-sector employees use the 15% combined rate. Self-employed contributors use the 10% combined rate. Directors paid through payroll are treated as insured employees. All three flows respect the XCD 6,500 monthly insurable ceiling and feed the SS1 schedule, the MBS return, and the IRD PAYE schedule from one payroll close.
Each Caribbean country has its own statutory rate, insurable ceiling, and contribution schedule. Workzoom publishes a free calculator for each: the Antigua and Barbuda SSS calculator covers ABSSB, MBS, and the Education Levy; the Bahamas NIB calculator covers NIB and the C10 schedule; the Jamaica NIS calculator covers NIS, NHT, Education Tax, and HEART; the Trinidad NIS calculator covers NIS and BIR PAYE; the Barbados NIS calculator covers NIS and BRA PAYE. Workzoom Payroll runs all five live on the same engine, so a Caribbean group with operations in Antigua, the Bahamas, Jamaica, Trinidad, and Barbados consolidates payroll into one monthly close with statutory schedules per country.

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Run Antigua payroll properly.

ABSSB is one of three monthly returns. Workzoom generates the SS1, MBS return, and PAYE schedule from the same payroll engine, ready to submit. Pricing is $4 per employee per month per suite, included.

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