Jamaica · Payroll tools flagJamaica · Payroll tools

Jamaica salary & NIS calculator.

See your contributions. Understand your take-home pay.

Jamaica NIS & take-home pay Pay estimate · JMD
01 · Your pay

Start with your gross pay.

Gross pay for one pay period, before deductions.

The amount above is paid each selected period.

For regular pay from 1 April 2026.

No pension, benefits or year-to-date adjustments. See how this estimate works.

Example estimate · Change the pay details to make it yours.

Estimated take-home pay · monthly

Enter your pay

Your gross pay, less employee deductions.

Employee deductions
Employee NIS3% of insurable pay Pending
Employee NHT2% of gross pay Pending
Employee Education Tax2.25% of gross less employee NIS Pending
Employee PAYE25% / 30% marginal rates Pending

Regular-pay estimate. Excludes pension contributions, benefits and personal tax relief.

How this estimate works Method, assumptions & sources

A regular-pay estimate.

We annualize the pay entered using 52 weekly, 26 fortnightly, 24 semi-monthly or 12 monthly periods. NIS uses the JMD 5 million annual ceiling divided across those periods.

PAYE uses the threshold in effect from 1 April 2026 and assumes no approved pension deductions. It does not calculate cumulative withholding or the blended threshold for the full 2026 calendar year.

Check your circumstances.

Education Tax uses gross pay less employee NIS. No pension or ESOP contributions are assumed. Employer contributions include HEART at 3% when selected; switch it off if your employer is not liable. Benefits, exemptions and other deductions are excluded.

Confirm an actual pay run with your payroll adviser. All amounts are in Jamaican dollars.

TAJ calculation guide (2018) · NIS ceiling · April 2026 PAYE threshold · NHT contributions · HEART eligibility

The Jamaica NIS calculator computes employee and employer National Insurance Scheme contributions from any gross pay.

Read the full answer

Applies the current 3% employee rate, 3% employer rate, and the JMD 5,000,000 annual insurable earnings ceiling. Enter gross pay to see NIS, NHT, Education Tax, HEART, and PAYE in seconds, the same five lines on every S01 filing. Workzoom tracks the current TAJ and Ministry of Labour rates and publishes this calculator as a free resource.

Current statutory rates · tracked from the official sources

Jamaica salary & NIS calculator: the statutory rates for 2026.

Published statutory rates. Read the calculation assumptions above before using an estimate for a pay run.

3%
NIS, both sides
3% employer and 3% employee on insurable earnings to the JMD 5,000,000 annual ceiling.
2 / 3%
NHT
2% employee, 3% employer on gross emoluments. No ceiling. Paid through the S01.
2.25 / 3.5%
Education Tax
2.25% employee, 3.5% employer on statutory income. No ceiling. Filed monthly with TAJ.
3%
HEART/NTA Levy
Employer-only training levy on gross emoluments where monthly payroll exceeds the statutory floor.
25%
PAYE
25% above the JMD 1,902,360 personal income tax threshold (effective 1 April 2026). 30% marginal rate above JMD 6,000,000.
JMD 5M
NIS ceiling
Annual maximum insurable earnings for NIS. Effective since 1 April 2022. NIS stops above this line.
25+ years running payroll

The rates above aren't a one-off. We keep them current.

Workzoom has run payroll since 2000 and runs full gross-to-net payroll today in the Bahamas, Canada, and the US, with Jamaica payroll support coming. The rates on this page are tracked from the official sources as they change.

See Workzoom Payroll
The full breakdown How Jamaica NIS actually works: the math, filing deadlines, and setup steps. A plain-English guide for Jamaica employers, published by Workzoom as a free resource.

What employers actually ask about Jamaica NIS.

The most common questions Jamaica employers ask about NIS, filing, and payroll integration.

The NIS rate is 3% for the employee and 3% for the employer, effective from 1 April 2020. The combined contribution is 6% of insurable earnings.
The annual insurable earnings ceiling is JMD 5,000,000, effective from April 2022. This regular-pay estimate divides that ceiling across the selected number of pay periods.
No. It assumes regular pay, no approved pension or ESOP contributions, no benefits and no year-to-date adjustments. Education Tax uses gross pay less employee NIS. The employer view lets you include or exclude HEART based on employer eligibility. Confirm an actual pay run with your payroll adviser.
It uses the annual threshold of JMD 1,902,360 effective from 1 April 2026. This is a current regular-pay estimate. It does not use the blended full-calendar-2026 threshold or calculate cumulative withholding.
Full Jamaica gross-to-net payroll is on our roadmap. HR, Workforce and Talent are available in Jamaica. Full payroll currently runs in Canada, the US and the Bahamas. Talk to our team about your current setup and Jamaica availability.
More for Jamaica

Keep building your Jamaica payroll.

Jamaica overview

Statutory bodies, banks, and filing deadlines for Jamaican employers, from NIS to PAYE.

Read more

Running payroll in Jamaica

What a Jamaica pay run takes: PAYE, NIS, NHT, Education Tax, HEART, and the S01 and S02 returns.

Read more

Jamaica HR

Personnel, onboarding, and Jamaican employment law compliance in one connected system.

Read more

Jamaica Talent

Performance, learning, and succession planning for Jamaican employers.

Read more

Talk to us about Jamaica payroll.

NIS is one of five statutory lines on every S01. Workzoom runs full gross-to-net payroll today in the Bahamas, Canada, and the US; Jamaica is on our roadmap, scoped with launch partners. If it is part of your evaluation, talk to us.

Book a Walkthrough Jamaica overview
  • Since 2000. 25+ years of payroll.
  • AWS Canada hosted. Customer data hosted on AWS Canada.
  • SOC 2-aligned controls. Encrypted at rest, role-based access, audit logs.

The Workzoom newsletter

People Practices
That Work.

Practical ideas for HR, payroll and managing your people, delivered to your inbox.