ABSSB, MBS, Education Levy · Three returns flagABSSB, MBS, Education Levy · Three returns

Antigua SSS calculator.

See what comes out of your pay and what your employer contributes.

Antigua and Barbuda Payroll Calculator Pay estimate · XCD
01 · Your pay

Start with your gross pay.

Gross pay for one pay period, before deductions.

Enter the pay received each selected period.

Example estimate · Change the pay details to make it yours.

Estimated pay after deductionsEnter your pay

After the deductions shown below. Income tax, where included, is an estimate.

Gross payPending
ContributionsPending
Employee Education LevyPending
Show contribution breakdown
Employee ABSSBPending
Employee Medical BenefitsPending

How is this calculated?

How this estimate works Calculation, coverage & sources

Your calculation

Enter pay to see the contribution calculation.

Enter pay to see the tax calculation.

Social Security and Education Levy are allocated from monthly earnings. Medical Benefits uses its weekly low-pay threshold for weekly or bi-weekly pay and its monthly threshold for monthly or semi-monthly pay.

Social Security coverage · Medical Benefits rules

Check your circumstances

Private-sector employee over age 16 and below age 60. Public-sector Social Security and older-worker Medical Benefits rules are excluded.

Medical Benefits applies to full wages, separately from the Social Security ceiling. Below the published low-pay threshold, the employer pays the full Medical Benefits contribution. Education Levy is included; other deductions and benefits are excluded.

The Antigua SSS calculator works out Antigua and Barbuda Social Security Scheme (SSS), Medical Benefits Scheme (MBS), and Education Levy contributions on any gross pay.

Read the full answer

It uses current rates from the Antigua and Barbuda Social Security Board (ABSSB) and the Medical Benefits Scheme, the EC$6,500 monthly insurable ceiling, and the Education Levy bracket structure. Enter gross pay and frequency for employer and employee math in seconds.

Current statutory rates · tracked from the official sources

Antigua SSS calculator: the statutory rates for 2026.

Effective 1 January 2025 (ABSSB private sector). Published by the Antigua and Barbuda Social Security Board, the Medical Benefits Scheme, and the Antigua & Barbuda Board of Education.

9.5 / 6.5%
ABSSB
9.5% employer and 6.5% employee on insurable earnings to XCD 6,500 per month. Combined 16%, effective 1 January 2025.
3.5%
Medical Benefits
Matched 3.5% employer and 3.5% employee on the same insurable base (ages 16-59).
2.5 / 5%
Education Levy
Employee-only. 2.5% on chargeable income from XCD 541.67 to XCD 5,000 per month. 5% above XCD 5,000.
25+ years running payroll

The rates above aren't a one-off. We keep them current.

Workzoom has run payroll since 2000 and runs full gross-to-net payroll today in the Bahamas, Canada, and the US, with Antigua and Barbuda payroll support coming. The rates on this page are tracked from the official sources as they change.

See Workzoom Payroll
The full breakdown How Antigua and Barbuda SSS actually works: the math, filing deadlines, and setup steps. A plain-English guide for Antigua and Barbuda employers, published by Workzoom as a free resource.

What employers actually ask about Antigua and Barbuda SSS.

The most common questions Antigua and Barbuda employers ask about SSS, filing, and payroll integration.

The Antigua SSS calculator works out Antigua and Barbuda Social Security Scheme (SSS), Medical Benefits Scheme (MBS), and Education Levy contributions on any gross pay. It uses current rates from the Antigua and Barbuda Social Security Board (ABSSB) and the Medical Benefits Scheme, the EC$6,500 monthly insurable ceiling, and the Education Levy bracket structure. Enter gross pay and frequency for employer and employee math in seconds.
Workzoom applies the current ABSSB rate of 9.5% for the employer and 6.5% for the employee on insurable earnings up to the XCD 6,500 monthly ceiling. The combined private-sector contribution is 16% of insurable pay, effective 1 January 2025 (raised from 14% under the prior schedule). Public sector employers contribute on a 15% combined rate. Rates are set by the Antigua and Barbuda Social Security Board.
Medical Benefits normally requires 3.5% of wages from both employee and employer for workers over age 16 and below age 60. It does not use the Social Security ceiling. Below XCD 400 monthly or XCD 100 weekly, the employee pays nothing and the employer pays 7%. Different age rules apply from age 60.
The Education Levy is an employee-only deduction administered by the Antigua & Barbuda Board of Education. It applies at 2.5% on monthly income from XCD 541.67 to XCD 5,000, then 5% on income above XCD 5,000 per month. Workzoom applies the exemption and the second tier per employee, remitting the levy alongside the monthly PAYE schedule.
The ABSSB SS1 schedule is due by the 14th of the following month. The Medical Benefits Scheme return and the Inland Revenue PAYE schedule (which carries the Education Levy) are both due by the 15th. Workzoom generates all three from the same payroll close, so no return is forgotten.
Social Security is capped at XCD 6,500 monthly, XCD 1,500 weekly or XCD 3,000 fortnightly. Medical Benefits applies to full wages with its own age and low-pay rules. Education Levy has separate thresholds.
Yes. With Workzoom, directors receiving salaried pay are treated as insured employees. Self-employed individuals contribute at a 10% combined rate covering both employer and employee portions, also subject to the XCD 6,500 monthly insurable ceiling.
Yes. Workzoom runs Antigua and Barbuda alongside Bahamas, Jamaica, Trinidad and Tobago, and Barbados from a single database. Statutory rules for each jurisdiction (ABSSB, MBS, Education Levy, NIB, NIS, NHT, NIS Trinidad, NIS Barbados) are applied per employee with one consolidated payroll close.
Workzoom charges $4 per employee per month per suite. The full platform of HR, Workforce, Payroll, and Talent runs $16 per employee per month. There are no setup fees, no annual contracts, and Antigua statutory deductions are included in payroll without per-line surcharges.
ABSSB contributions fund the old-age pension at age 65, the invalidity pension, the survivor's pension, the sickness benefit, the maternity benefit and maternity grant, the funeral grant, and the employment injury benefit. Workzoom tracks each employee's contribution history on the personnel record, generates the SS1 schedule with the contribution rows that ABSSB uses for benefit eligibility and rate, and stores the contributor's social security number against the employee for cross-reference with the ABSSB pension service.
Workzoom supports the three ABSSB rate tiers natively. Private-sector employees use the 9.5% employer and 6.5% employee combined-16% rate. Public-sector employees use the 15% combined rate. Self-employed contributors use the 10% combined rate. Directors paid through payroll are treated as insured employees. All three flows respect the XCD 6,500 monthly insurable ceiling and feed the SS1 schedule, the MBS return, and the IRD PAYE schedule from one payroll close.
Each Caribbean country has its own statutory rate, insurable ceiling, and contribution schedule. Workzoom publishes a free calculator for each: the Antigua and Barbuda SSS calculator covers ABSSB, MBS, and the Education Levy; the Bahamas NIB calculator covers NIB and the C10 schedule; the Jamaica NIS calculator covers NIS, NHT, Education Tax, and HEART; the Trinidad NIS calculator covers NIS and BIR PAYE; the Barbados NIS calculator covers NIS and BRA PAYE. Workzoom Payroll runs all five live on the same engine, so a Caribbean group with operations in Antigua, the Bahamas, Jamaica, Trinidad, and Barbados consolidates payroll into one monthly close with statutory schedules per country.
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Talk to us about Antigua payroll.

ABSSB is one of three monthly returns for Antiguan employers. Workzoom runs full gross-to-net payroll today in the Bahamas, Canada, and the US; Antigua payroll support is coming. If it is part of your evaluation, talk to us.

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